Survey: Czechs more optimistic about finances than last year

Nearly half of Czechs expect their finances to stay the same or improve this year, up from about 40% a year ago, according to a December survey by lender Provident Financial. Only 20% are worried about 2025, down from 25% last year. The biggest financial challenges are expected to be utility bills and holiday spending, the survey suggests.

Compared to last year, 10% more Czechs feel optimistic about their finances, and 18% more compared to 2023. Financial worries have steadily declined, with only 21% of people concerned this year, down from 25% last year and 32% in 2023.

Almost half of respondents expect no financial changes this year. About 23% believe they’ll get a raise, while 13% think their income will drop. However, job insecurity has risen slightly, with 7% fearing job loss, compared to 5% a year ago.